Take care of your dental health

National Tooth fairy day encourages us to help develop good dental hygiene practices. Celebrated twice yearly, February 28^th and August 22^nd, it’s a good reminder that Dentist recommend dental exams and cleanings twice yearly.

The MSU sponsored dental plan received significant enhancements in 2022:

Benefit enhancements included:

• Higher preventative care coverage
  • Covered Preventative services  paid by the plan at 100%
• Yearly Benefit plan max increase
  • Per person, per calendar year benefit max raised to $3000
• Orthodontia coverage for dependents
  • Eligible dependent children under the age of 19
  • 50% of eligible charges up to $3000 yearly max
  • No lifetime orthodontia max
  • $50 individual deductible / $150 family
• Coverage for Implants
  • 50% of covered charges up to $3000 yearly max
  • $50 individual deductible / $150 family

Dental related expenses including co-insurance and deductibles are eligible expenses under the Cafeteria/flex spending plan. Utilization of the cafeteria plan allows additional savings through use of pre-tax funds. Employees currently enrolled in the plan can submit eligible expenses to ASIFlex.

Enrolled in the Allstate Accident plan? Did you know that the Physician’s treatment benefit of $50/$75 can be claimed and reimbursed directly to you? Services reimbursed under this portion of the plan benefit do not have to related to an accident. Payable physician treatment includes a dental exam; File a claim.

Enrollment/Changes can be made to the Accident, Dental and/or Cafeteria/flexible spending plans, yearly during open enrollment (November 1-December 1), or within 30 days of a qualifying event.

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