As a Missouri state employee, your MOSERS defined benefit pension plan guarantees lifetime monthly income in retirement after meeting age and service requirements, with benefits increasing the longer you work. This plan often provides more value than what employees can save independently. For more details, visit this MOSERS article.

Missouri State University faculty in the CURP plan are eligible to transfer to MOSERS after six years. For more information, see the transfer guide.

To enhance your retirement savings, consider enrolling in the MO Deferred Comp plan, a 457(b) plan that allows you to save additional funds for retirement. Learn more about it on the MO Deferred Comp website. MSU offers additional retirement planning options with 403(b) savings as well.