A benefit of using credit cards for college students is teaching them to navigate the world of credit. If used responsibly, credit cards can help them build a good credit history and pay off in the long run. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, offers expert advice about the use of … [Read more...] about How college students can choose the right credit cards
These days, there are so many kinds of credits cards offering different interest rates, fees, reward programs, etc. Why are credit card rates still so high and how do you find the best rates? Dr. Kent Ragan, College of Business interim associate dean and professor of finance at Missouri State University, explains more about credit card rates to WalletHub. … [Read more...] about Understanding credit card rates
Credit inquiries, also known as credit “checks” or ”pulls” are requests to look at your credit file. There are two different types: hard inquiries and soft inquiries. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, explains more about credit inquiries and credit reports to WalletHub. … [Read more...] about How does a credit inquiry affect your credit score?
Accessing money left to you in a will can be a complicated process. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, weighs in on an article in Student Loan Hero about the steps to take. … [Read more...] about How to deal with money left in a will
It’s quite easy nowadays for people to get a free credit report. It’s important to check your credit report often and know what to do with the information in it. Dr. Seth Hoelscher, assistant professor of finance and general business at Missouri State University, offers some insights to WalletHub about accesing credit reports and reviewing them. … [Read more...] about Getting a free credit report