To maintain compliance with federal student aid regulations, undergraduate students must be enrolled in at least 6 credit hours required for their program of study to qualify for federal student loans during the summer 2026 semester. There is no change to the summer enrollment requirements for graduate students.

Undergraduate students enrolled in fewer than 6 credit hours will not be eligible to receive federal direct loan funding during the summer term.

Depending on individual eligibility, some students may still qualify for other forms of financial aid, such as the Federal Pell Grant, at lower enrollment levels. However, federal student loans specifically require a minimum of 6 credit hours.

What this means for you

If you plan to use federal student loans or other forms of financial aid to help cover summer costs, it is important to review your course schedule and ensure you are enrolled in the required number of credit hours that apply to your program.

What you should do next

• Review your current or planned summer enrollment
• Make any necessary adjustments before the term begins
• Contact the Office of Student Financial Aid if you have questions about your eligibility or options