🚨Protect identity, enroll benefits, save money.

Criminals are tricking people into becoming “money mules” — moving money or assets for them, often disguised as easy work or quick cash. If you transfer funds, buy gift cards, or send money at someone else’s request, you could unknowingly be helping criminals hide illegal activity — and that can have serious consequences.

🔗 Read more about money mule scams (Allstate Identity Protection)

📅 Open Enrollment: Nov. 1 – Dec. 1

It’s almost that time of year to review your benefits, make changes, and enroll in optional plans.

🛡 Identity Protection Coverage

During open enrollment, you can sign up for Missouri State’s Identity Protection Plan:

• $5.95/month – Individual coverage

• $11.95/month – Family coverage

✨ Unlike many plans, this coverage has no pre-existing limitation clause. That means even if you’re already dealing with identity theft, the plan will step in to help with monitoring, alerts, and full-service remediation.

🔗 Learn more about Identity Protection

💰 Wellness Incentive – Take Action Now!

Don’t wait for Nov. 1 — start preparing today so you’re ready for open enrollment. By completing wellness activities, you can save up to $360/year on your health insurance premiums.

To qualify, complete two of the following by Dec. 1:

• ✅ Educational “Fresh Facts” questionnaire (available Nov. 1–Dec. 1)

• 💉 Flu vaccination (Aug. 1–Dec. 1)

• 🩺 Biometric screening (Jan. 1–Dec. 1)

📌 Action step: Schedule your flu shot and biometric screening now to avoid last-minute stress and make sure your results are recorded in time.

🔗 Wellness Incentive Details
🔗 Earn Your Discount by Dec. 1 – HR Blog

✨ Stay alert to scams, protect your identity, and take advantage of open enrollment and wellness incentives to maximize your benefits this year.