Explore retirement taxes, Social Security, RMDs and Medicare, plus upcoming SSA webinars to help you prepare for retirement.

Retirement planning is about more than deciding when you will stop working. It is also important to understand where your retirement income will come from, how it may be taxed and how Social Security fits into the picture.

A recent Corebridge Financial article, “Taxes Don’t Retire When You Do,”, provides a helpful overview of tax considerations that may arise during retirement. The article explores how different sources of retirement income may be taxed and offers several resources to help you think through your retirement income strategy.

What the Corebridge Article Highlights

The article discusses several areas to consider as you prepare for retirement:

• Traditional and Roth retirement accounts: Different types of retirement accounts can have different tax implications when money is withdrawn.
• Social Security: Depending on your overall income, a portion of your Social Security benefits may be taxable.
• Required Minimum Distributions (RMDs): Required withdrawals from certain retirement accounts can increase taxable income.
• Medicare premiums: Your income can affect the amount you pay for certain Medicare premiums.
• State taxes: Tax treatment of retirement income varies by state.
• Working in retirement: Continuing to earn wages while receiving retirement income can affect your overall tax picture.
• Healthcare expenses: Healthcare costs and the way certain accounts are used to pay those expenses can have tax implications.

The article also provides links to additional retirement planning resources, including a Retirement Income Action Planner, Tax Action Planner and Decumulation Action Planner.

Corebridge Financial is an approved asset manager for the University 403(b) retirement savings plan– Available to both full-time and part-time employees.

Learn More About Social Security

Taxes are only one part of retirement income planning. Social Security is another important piece, and understanding your benefits and filing options can help you prepare for retirement.

The Social Security Administration’s Kansas City Region offers free webinars that provide information about Social Security retirement, survivor and Medicare benefits. These webinars complement the Corebridge article by providing information directly from the agency that administers Social Security.

Upcoming Social Security 101 webinars:

• October 29, 2026 | 4:00–5:15 p.m. CT
• November 6, 2026 | 9:00–10:15 a.m. CT
• December 10, 2026 | 12:00–1:15 p.m. CT

These sessions cover basic eligibility factors and filing options for Retirement, Survivor and Medicare Benefits.

The SSA also offers additional educational sessions:

• December 2: Understanding Disability Benefits: Social Security and SSI
• December 8: Social Security Scam Awareness & Fraud Prevention
• December 15: Working While Disabled: How We Can Help

Visit the Social Security Administration Kansas City Region webinar page for additional information and registration.

Taking time to learn about both the tax implications of retirement income and the role of Social Security can help you identify questions to consider as you prepare for retirement.

This information is provided for general educational purposes and is not intended to provide financial, tax or legal advice. Retirement and tax rules are complex and subject to change. Employees should consult an appropriate financial, tax or legal professional regarding their individual circumstances.