A Medical Flexible Spending Account (FSA) can be used for co-payments, deductibles, certain medications, and other health care costs, while a Dependent Care FSA covers qualified expenses for dependent or elder care. Utilizing an FSA can help reduce your taxes.

What is a Medical FSA?
A Medical Flexible Spending Account (FSA) allows you to set aside pre-tax money to pay for certain out-of-pocket health care costs. This means you won’t pay taxes on the funds you contribute, resulting in tax savings.

What is a Dependent Care FSA?
A Dependent Care FSA (DCFSA) is a pre-tax benefit account for eligible dependent care services, such as preschool, summer camps, before or after school programs, and daycare for children or adults. Contributions to this account are also tax-free, providing you with additional savings.

What are the 2025 FSA account limits?
In 2025, the limit for a Medical FSA is $3,200, and the limit for a Dependent Care FSA is $5,000 for Missouri state plans. Flexible spending accounts must be elected each year during  Open enrollment. Elections for Cafeteria/Flexible Spending Accounts are made directly on the ASIFLEX site rather than the online benefits enrollment site.

Review the 2025 MSU MO CAFE ENROLLMENT GUIDE.

Review additional benefit information: 

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