Employees may be eligible for federal student loan forgiveness.

The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on Direct Student Loans after 120 qualifying payments under a qualifying repayment plan while working for a qualifying employer, like Missouri State University.

Whether or not you’ve made 120 qualifying payments, submit the PSLF form annually.

Qualifying for PSLF

To qualify for PSLF, you must

• be employed by a U.S. federal, state, local, or tribal government or qualifying not-for-profit organization (federal service includes U.S. military service);
• work full-time for that agency or organization;
• have Direct Loans (or consolidate other federal student loans into a Direct Loan);
• repay your loans under an income-driven repayment plan or a 10-year Standard Repayment Plan; and
• make a total of 120 qualifying monthly payments that need not be consecutive.

How to Apply for PSLF

To apply for PSLF, simply submit the PSLF form using  The PSLF Help Tool. It lets you:

• Check if your employer is in the database.
• Request a review of your employer’s eligibility.
• Prepare, sign, and electronically submit your PSLF form with employer certification.
• Generate a manual form if needed.

Visit Studentaid.gov to find out more information and to apply for PSLF.

Additional Resource

Student debt Solutions provided by Corebridge Financial, one of MSU’s has 403b providers, has engaged Savi – a social impact technology firm – to help non-profit and public service workers take control of their student loans

• For $60 a year, Savi’s help you navigate the process for applying for public service loan forgiveness and allows access to their analysis of government rules concerning student loan debt.

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