Open enrollment ends Dec 1.
Open enrollment is the annual period during which you can elect/decline/or make changes to your medical, dental, vision, and cafeteria/flexible spending plans for the upcoming calendar year. (Flexible spending elections must be elected annually). Additionally, this open enrollment period carriers allowed guaranteed issue elections for term life insurance and for enrollment into our NEW Short term disability plan. Open enrollment for the 2022 benefits year will end Dec. 1, 2021.
Do I need to do to complete open enrollment?
Yes!
Even if you do not wish to make changes you should complete open enrollment to review your plans for accuracy, verify your personal information is up to date, and make sure you have your beneficiaries updated.
Enrollment in the cafeteria (flexible spending) plan is outside of the open enrollment system. Flexible spending elections must be made yearly. Enroll with Asiflex
How do I complete open enrollment?
You may call 877-282-0808 or 417-836-3000 to have a benefit counselor assist you over the phone, or you may complete electronically through my Missouri state portal
- Log in to My Missouri State
- Select the Profile tab.
- In the Employment Details section, select Online Benefits Enrollment
How do I receive my health insurance premium discount?
Save up to $360 on your annual health insurance premiums by completing the wellness incentive activities.
- COVID-19 vaccine shot (must complete vaccine regimen based on the type of vaccine administered, single or double dose): qualifies for $20 per month discount.
- Flu vaccine shot: qualifies for $10 per month discount.
- Both vaccinations must be administered prior to December 1, 2021 to qualify for the maximum $30 per month health insurance premium discount.
- For employees to receive credit for their wellness incentive email magersmedicalrecords@missouristate.edu.
Still have benefits questions?
Visit our Virtual benefit fair, interact, and be entered to win prizes. Additional questions can be directed to HRBenefits@missouristate.edu
2022 Benefit Changes
New Term life carrier:
The University is switching carriers for the Group Basic and Supplemental Term life coverage. This change has no impact on the cost of supplemental term life coverage. However, there are changes that will impact you.
- Basic and supplemental coverage will no longer be tied together to determine guaranteed issue amounts
- Supplemental coverage guaranteed issue will be $300k (for employees) and guaranteed issue is being offered during this Open enrollment period for both employee supplemental and dependent supplemental coverage.
New Short term disability coverage:
Short term disability pays you benefits to replace a portion of the income if you’re unable to work due to an illness or off-the-job injury. This benefit offering is a supplemental coverage in addition to the robust sick, vacation, and leave options offered by the university.
- Payment, based on medical necessity, is paid up to employee’s ability to return to work or Long-term disability eligibility
- Pre-existing conditions have minimum allowed amount of 4 weeks.
- Pre-existing limitation does not apply after coverage in force for 1 year.
- Guaranteed issue during open enrollment means no medical questions.
- Does not offset other income
- 2 coverage levels allow you to choose the option that fits your needs and works with your budget.
Enhanced Dental plan:
- Higher preventative care coverage
- Covered Preventative services will be paid by the plan at 100%
- Yearly Benefit plan max increase
- Per person, per calendar year benefit max is being raised to $3000
- Orthodontia coverage for dependents
- Eligible dependent children under the age of 19
- 50% of eligible charges up to $3000 yearly max
- No lifetime orthodontia max
- $50 individual deductible / $150 family
- Coverage for Implants
- 50% of covered charges up to $3000 yearly max
- $50 individual deductible / $150 family
See the open enrollment FAQ’s for additional information or contact HRBenefits@missouristate.edu