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America Saves week: Educational Community Credit Union

March 3, 2023 by Deidre Mings

Educational Community Credit Union Offers savings accounts with members in mind.

MSU partners with the Educational Community Credit Union (ECCU). The ECCU is founded on the philosophy of “people helping people.” The credit union helps members build long-term financial security. ECCU is a member-owned, non for profit, financial institution.

ECCU offers various savings accounts designed to help meet different needs:

  • Stork club (Age 0-5)
    • Receive a welcome kit with a piggy bank and more!
    • With the first $10 deposit, ECCU will add an additional $5!
    • Participate in fun events like play dates, prize drawings and more.
  • Kirby Kangaroo Club (Age 5-12)
    • Receive Kirby Bucks for every $10 deposit. Then redeem them for cool prizes!
    • ECCU will make a $5 deposit for awards earned at school (honor roll, perfect attendance and athletic awards).
    • Participate in fun events like coloring contests, prize drawings and more.
  • CU Succeed (Age 12-18)
    • Get FREE Checking and Online Banking. (Adult must be co-owner of account).
    • ECCU will make a $5 deposit for awards earned at school (honor roll, perfect attendance and athletic awards).
    • Participate in events like financial seminars, scholarship programs, special offers and more.
  • Choices (Age 18-25)
    • Get FREE Checking with ATM/Check Card and Online Banking.
    • Participate in events like financial seminars and more.
  • Striving to Achieve Results (STAR) Club (Age 25-55)
    • Get FREE Checking with ATM/Check Card and Online Banking.
    • Participate in events like social outings, informational seminars and more.
  • Prime Times Club (Age 55+)
    • Get FREE gift cards, cashiers checks and FREE box of checks annually.
    • Get FREE Checking with an ATM/Check Card and Online Banking.
    • Participate in events like social outings, informational seminars and more.
  • Special Savings Account
    • Once you’ve established your regular savings account with ECCU, you may open secondary savings accounts for your savings needs. Set aside money for vacations, tuition, taxes or any other purpose. No minimum balance to start, requires average daily balance of $100 to earn interest.
  • Christmas Club
    • This convenient account allows you to save money all year for Christmas expenses. No minimum balance to start, requires average daily balance of $100 to earn interest.
  • Certificates of Deposit
    • Account allows you to earn more dividends than a standard savings account. We offer terms from six months to three years with competitive rates.

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Filed Under: Employee Benefits Tagged With: Credit union, financial wellness, retirement, savings

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