Understanding Your Normal Retirement Eligibility Date
Understanding when you are eligible for retirement is important. Retirement eligibility is based on a combination of your age and service and depends on your plan.
What’s My Plan?
| MSEP | MSEP 2000 | MSEP 2011 |
| Age 65 with 5 years of service, or | Age 62 with 5 years of service, or | Age 67 with 5 years of service, or |
| Age 60 with 15 years of service, or | At least age 48 with the sum of your age and years of service equaling 80 or more (Rule of 80) | At least age 55 with the sum of your age and years of service equaling 90 or more (Rule of 90) |
| At least age 48 with the sum of your age and years of service equaling 80 or more (Rule of 80) |
You can see your normal retirement eligibility date when you log in to myMOSERS. Click on Estimates then Estimate Your Retirement Date.
It is important to note that your normal retirement date shown in myMOSERS is based on the assumption that you continue your employment in a MOSERS benefit-eligible position through your date of retirement.
If you would like more information, contact MOSERS to schedule an in-person or virtual appointment with a MOSERS benefit counselor.
When is your termination date?
Your last day of work as a MOSERS benefit-eligible employee (termination date), as reported by your employer, must be at least one day prior to your actual retirement date with MOSERS. Your retirement date with MOSERS must be on the first day of the month. You will receive your first benefit payment on the last working day of the same month that you retire.
For Example:
If your retirement date will be November 1, your termination date must be no later than October 31. You will receive your first benefit payment on November 30.
MSU Retirement Counseling
Please contact Deidre Mings if you are interested in retirement counseling. Counseling will include steps to retire and discuss all benefit continuation options.