Open enrollment ends Dec 1.
Open enrollment is the annual period during which you can elect/decline/or make changes to your medical, dental, vision, and cafeteria/flexible spending plans for the upcoming calendar year. (Flexible spending elections must be elected annually). Additionally, the open enrollment allowed guaranteed issue elections for term life insurance and for enrollment into the Short-term disability plan. Open enrollment for the 2024 benefits year will end Dec. 1, 2023.
Do I need to complete open enrollment?
Yes!
Even if you do not wish to make changes you should complete open enrollment to review your plans for accuracy, verify your personal information is up to date, and make sure you have your beneficiaries updated.
Enrollment in the cafeteria (flexible spending) plan is outside of the open enrollment system. Flexible spending elections must be made yearly. Enroll with Asiflex.
How do I complete open enrollment?
You may call 877-282-0808 or 417-836-3000 to have a benefit counselor assist you over the phone, or you may complete electronically through my Missouri state portal
- Log in to My Missouri State
- Search “benefits”
- On the Benefits Card select Online Benefits Enrollment.
How do I receive my Health premium discount?
Save up to $360 on your annual health insurance premiums!
- Completion of “Did you know” educational questionnaire through My learning connection: qualifies for $15 per month discount.
- Seasonal Flu vaccine shot (vaccination must be completed received/ competed between 8.1.23- 12.1.23): qualifies for $15 per month discount.
- Vaccination must be administered and questionnaire must be completed prior to December 1, 2023 to qualify for the maximum $30 per month health insurance premium discount.
- For employees to receive credit for their wellness incentive email vaccination records to magersmedicalrecords@missouristate.edu.
Still have benefits questions?
Visit our Virtual benefit fair, interact, and be entered to win prizes. Additional questions can be directed to the HR-Benefits team.
2023 Benefit Changes
Health plan premium:
| 2024 Base plan = Monthly premium | 2024 Buy-up plan = Monthly premium | ||
| Employee Only | $42.00 | Employee Only | $93.00 |
| Employee + Spouse (domestic partner) | $399.00 | Employee + Spouse (domestic partner) | $511.00 |
| Employee + Child | $294.00 | Employee + Child | $388.00 |
| Employee + Family | $457.00 | Employee + Family | $577.00 |
Supplemental Term life:
Employees already enrolled in the supplemental term life insurance coverage can elect to increase their coverage by one benefit level provided the increase does not exceed $300,000 in supplemental coverage without answering medical questions.
- If you have not previously enrolled in supplemental term life insurance, select a change of current coverage exceeding $300,000 in supplemental coverage, or elect a coverage level higher than one benefit option above your current life insurance, you will be required to answer medical questions and be approved by the insurance carrier before additional coverage would be effective.
Short-term disability coverage:
Short term disability plan has guaranteed issue. Plan pays you benefits to replace a portion of the income if you’re unable to work due to an illness or off-the-job injury. This benefit offering is a supplemental coverage in addition to the robust sick, vacation, and leave options offered by the university.
- Payment, based on medical necessity, is paid up to employee’s ability to return to work or Long-term disability eligibility
- Pre-existing conditions have minimum allowed amount of 4 weeks.
- Pre-existing limitation does not apply after coverage in force for 1 year.
- Guaranteed issue during open enrollment means no medical questions.
- Does not offset other income
- 2 coverage levels allow you to choose the option that fits your needs and works with your budget.