There are different Life insurance policies designed to protect your family. They fall into two main categories: term and permanent. Term policies- Like the name implies are good for a set period (term) of time. On the open market, these policies are usually purchased in 20- or 30-year term periods, while those provided by employers are based on term of employment. Term … [Read more...] about Is all Life Insurance the same? Find out what is right for you.
What is Open Enrollment? Open enrollment is the annual period during which you can elect/decline/or make changes to your medical, dental, vision, and cafeteria/flexible spending plans for the upcoming calendar year. Flexible spending elections must be elected annually. Additionally, voluntary benefit carriers may provide guarantee issue during this period as well (determined … [Read more...] about Open enrollment and Virtual employee benefit fair November 1 – December 1.