Are all life insurance policies the same? There are different types of life insurance policies, and they fall into two main categories: term and permanent. Term policies- Like the name implies are good for a set period (term) of time. On the open market, these policies are usually purchased in 20- or 30-year term periods, and those provided by employers are based on term of … [Read more...] about Life insurance- What’s the difference?
Do you know and understand your Policies? National Insurance Awareness Day, held annually on June 28 is a day designed to be a reminder to review your insurance policies and to take steps to prevent being underinsured. Insurance offers security, covering loved ones, and recovering losses in the event of damage, illness, or death. While insurance doesn’t cover everything, … [Read more...] about National Insurance Awareness Day – June 28
There are different Life insurance policies designed to protect your family. They fall into two main categories: term and permanent. Term policies- Like the name implies are good for a set period (term) of time. On the open market, these policies are usually purchased in 20- or 30-year term periods, while those provided by employers are based on term of employment. Term … [Read more...] about Is all Life Insurance the same? Find out what is right for you.
What is Open Enrollment? Open enrollment is the annual period during which you can elect/decline/or make changes to your medical, dental, vision, and cafeteria/flexible spending plans for the upcoming calendar year. Flexible spending elections must be elected annually. Additionally, voluntary benefit carriers may provide guarantee issue during this period as well (determined … [Read more...] about Open enrollment and Virtual employee benefit fair November 1 – December 1.
Special enrollment opportunities. New Short Term Disability benefit and New Life insurance carrier. Short Term Disability: MSU is excited to offer a new voluntary benefit. We are pleased to announce Hartford has been selected to offer short term disability coverage. Short-term disability is designed to protect income when an employee cannot work because of an off-the-job … [Read more...] about Benefit changes that benefit you!