Are All Life Insurance Policies the Same? What’s the Difference? Life insurance comes in two main types: term and permanent. Term Policies: These are valid for a specified period, such as 20 or 30 years, or based on your employment term. Term policies are typically affordable and provide substantial coverage. If you outlive the term, no benefit is paid. The University … [Read more...] about Benefit Spotlight: Life Insurance
Pre-existing Conditions in insurance outside of health coverage: Pre-existing Conditions: Refers to conditions or circumstances that existed before the insurance policy was purchased. Pre-existing conditions present unique considerations across insurance types. In life insurance, they could encompass a terminal illness diagnosed before obtaining the policy, while in … [Read more...] about Pre-existing Conditions: Insurance Insights
Are all life insurance policies the same? What’s the difference? There are different types of life insurance policies, and they fall into two main categories: term and permanent. Term policies– Like the name implies are good for a set period (term) of time. On the open market, these policies are usually purchased in 20- or 30-year term periods, and those provided by … [Read more...] about Benefit Spotlight: Life insurance
Mercy has launched a new approach to behavioral health access. It's teaming up with Concert Health as part of an approach known as Collaborative Care Management. The goal is to allow patients access to behavioral health services through their primary care provider and reduce wait times. Read more in this KY3 story. Mercy Behavioral Health and Burrell Behavioral health is … [Read more...] about Mercy Collaborative Care Approach to Behavioral Health
Do you understand the basics of life insurance and how much coverage you may need? This Article, provided by Corebridge Financial (Formally AIG), one of the University’s 403b providers, will help you review your life insurance needs. MSU offers a choice to ensure your life insurance coverage meets your family needs: Term Life, Accidental death and dismemberment … [Read more...] about Understand your life insurance needs