Do I Need a Short-Term Disability Policy? For many employees, the answer is yes. Medically necessary leaves often involve more than just lost wages; they can bring increased health care costs, travel expenses, and higher household bills. Why Consider Short-Term Disability if I Have Sick Time? While sick time is valuable, short-term disability (STD) can offer additional … [Read more...] about Benefit Spotlight: Short-Term Disability
Open enrollment: Now through Dec. 1 This is your chance to review and make changes to your health insurance and other benefits for the upcoming year. Open enrollment information Virtual Benefits Fair: Missouri State University is excited to bring you another Virtual Benefits Fair, powered by Airbo, for 2024. You’ll be able to learn about 2025 benefits and open enrollment … [Read more...] about Open Enrollment and Virtual Benefits Fair
Financial wellness is the state of having a healthy relationship with money, which includes budgeting, saving, investing, and future planning. It involves understanding your financial situation, setting achievable goals, and making informed decisions. Prioritizing financial wellness can reduce stress and enhance overall quality of life. Financial Wellness Education: Employee … [Read more...] about Financial Wellness: Your Path to Peace of Mind
Pre-existing Conditions in insurance outside of health coverage: Pre-existing Conditions: Refers to conditions or circumstances that existed before the insurance policy was purchased. Pre-existing conditions present unique considerations across insurance types. In life insurance, they could encompass a terminal illness diagnosed before obtaining the policy, while in … [Read more...] about Pre-existing Conditions: Insurance Insights
Ensuring stability amid illness or injury Disability insurance is crucial for financial stability, offering income protection if an individual cannot work due to illness or injury. Without it, individuals risk losing their primary income source, leading to financial hardship. This insurance helps cover essential expenses like mortgage payments and utilities, ensuring … [Read more...] about Safeguarding Financial Futures: Disability Insurance