When you have a credit card, you can add someone, such as a spouse or child as an authorized user on your account. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, explains to U.S. News & World Report why this may be a good option, but there are risks involved. … [Read more...] about Is adding an authorized user to your credit card a good idea?
Gas credits cards can help you save money at the pump. There are a few types of gas credits cards available. Should you get one? If you do get one, what kind should you choose? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, offers some advice on WalletHub. … [Read more...] about Is it worth getting a gas credit card?
Whether we like it or not, we all have bills to pay. Paying your bills on time is a good habit to have. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, shares a few tips with Credit Karma on how to do this. … [Read more...] about How to pay your bills on time
A benefit of using credit cards for college students is teaching them to navigate the world of credit. If used responsibly, credit cards can help them build a good credit history and pay off in the long run. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, offers expert advice about the use of … [Read more...] about How college students can choose the right credit cards
These days, there are so many kinds of credits cards offering different interest rates, fees, reward programs, etc. Why are credit card rates still so high and how do you find the best rates? Dr. Kent Ragan, College of Business interim associate dean and professor of finance at Missouri State University, explains more about credit card rates to WalletHub. … [Read more...] about Understanding credit card rates