The holiday season is here. According to the National Retail Federation, consumers are expected to spend about $1,048 on average during the 2019 holiday season. This is a 4% increase from last year. For many, with that spending comes stress and anxiety about how to pay for the gifts, travel and other expenses during the holidays. Dr. James Philpot is a certified financial … [Read more...] about Don’t overspend this holiday season
Some employers offer select employees a Supplemental Executive Retirement Plan (SERP). What is SERP? How is it different from the 401(k)? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, explains more about SERP on U.S. News & World Report. … [Read more...] about Understanding the Supplemental Executive Retirement Plan
Many people carry very little cash with them and prefer paying for their purchases with a credit or debit card. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, shares with Reader’s Digest a few instances when cash payment is best. … [Read more...] about When should you pay with cash instead of a card?
There are several types of airline credit cards. Should you get one? If you do, what should you know about them? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, answers a few questions about airline credit cards on WalletHub. … [Read more...] about What you should know about airline credit cards
The 403(b) is a retirement plan offered by nonprofit companies, charities and other tax-exempt organizations. How does it work? When should you open one? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, answers these questions on U.S. News & World Report. … [Read more...] about Getting to know the 403(b)