The 403(b) is a retirement plan offered by nonprofit companies, charities and other tax-exempt organizations. How does it work? When should you open one? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, answers these questions on U.S. News & World Report. … [Read more...] about Getting to know the 403(b)
When you use a credit card and don’t pay off your balance each month, you will incur a finance charge. What is a finance charge, how is it calculated and how can you avoid it? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, answers these questions on U.S. News & World Report. … [Read more...] about Understanding credit card finance charge
A mortgage is a large debt and it’s an achievement to pay it off. But does doing this affect your credit score? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, tells Realtor.com that it depends on each person’s situation. … [Read more...] about What happens to your credit score if you pay off your mortgage?
When you have a credit card, you can add someone, such as a spouse or child as an authorized user on your account. Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, explains to U.S. News & World Report why this may be a good option, but there are risks involved. … [Read more...] about Is adding an authorized user to your credit card a good idea?
Gas credits cards can help you save money at the pump. There are a few types of gas credits cards available. Should you get one? If you do get one, what kind should you choose? Dr. James Philpot, certified financial planner and associate professor of finance and general business at Missouri State University, offers some advice on WalletHub. … [Read more...] about Is it worth getting a gas credit card?