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Human Resources Blog

Know Your Policies

June 28, 2025 by Deidre Mings

National Insurance Awareness Day – June 28, 2025

National Insurance Awareness Day is your reminder to pause and review your coverage. Why? Because being underinsured isn’t just inconvenient—it can be costly.

Insurance exists to provide peace of mind and a financial safety net when life takes an unexpected turn. From car accidents and house damage to health scares or identity theft, the right coverage can make a big difference in how well you recover.


🧾 What Should You Review?

While we tend to focus on medical insurance, this is the perfect time to look at all your policies—including those outside of work and those offered through MSU:

  • Medical, Dental, and Vision

  • Identity Protection

  • Accident & Critical Illness Insurance

  • Short-Term and Long-Term Disability Insurance

  • Hospital Indemnity Coverage

  • Term & Universal Life Insurance

  • Auto, Homeowners, Renters, Motorcycle, Boat, and other specialty insurance

Each plan plays a different role in protecting you and your family. If you’re not sure what you’re enrolled in or what’s available, take time to review your options before MSU’s annual Open Enrollment (November 1 – December 1).


💳 Flexible Spending Reminder

Still have funds in your Flexible Spending Account (FSA)? Don’t let them go to waste. Review your balance and plan eligible expenses before the end of the plan year.


✅ A Little Effort Now = Fewer Surprises Later

Insurance doesn’t cover everything—but it can cover a lot. Reviewing your policies now could save you from unexpected financial stress later.


📌 Stay in the Know:

  • Get the latest HR news, benefits updates, and professional development opportunities — follow the HR Blog.

  • For employee wellness tips and events — follow the Wellness Blog.


Knowledge is power—especially when it comes to insurance. Take a few minutes today to know your coverage, identify any gaps, and prepare for the future.


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Filed Under: Employee Benefits, Featured Tagged With: Accident insurance, Allstate, Asiflex, critical illness, Critical Illness insurance, dental, dental insurance, disability, employee wellness, financial wellness, Flexible spending, Hartford, Hospital Insurance, identity protection, Life Insurance, Long term disability, medical, Medical Insurance, Mercy, MoCafe, open enrollment, Short term disability, supplemental life insurance, Term life, Universal Life insurance, UNUM, Vision, vision insurance, wellness

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