Do I Need a Short-Term Disability Policy? For many employees, the answer is yes. Medically necessary leaves often involve more than just lost wages; they can bring increased health care costs, travel expenses, and higher household bills. Why Consider Short-Term Disability if I Have Sick Time? While sick time is valuable, short-term disability (STD) can offer additional … [Read more...] about Benefit Spotlight: Short-Term Disability
Financial wellness is the state of having a healthy relationship with money, which includes budgeting, saving, investing, and future planning. It involves understanding your financial situation, setting achievable goals, and making informed decisions. Prioritizing financial wellness can reduce stress and enhance overall quality of life. Financial Wellness Education: Employee … [Read more...] about Financial Wellness: Your Path to Peace of Mind
Gynecologic cancer is any cancer that starts in a woman's reproductive organs. According to the American Cancer Society, 114,810 new cases diagnosed and approximately 34,020 deaths from gynecologic cancers in the U.S. in 2023. Risk increases with age. Major types are: Cervical Cancer Ovarian Cancer Uterine Cancer Uterine Sarcoma Vaginal Cancer Vulvar … [Read more...] about September: Gynecological Cancer Awareness Month
Pre-existing Conditions in insurance outside of health coverage: Pre-existing Conditions: Refers to conditions or circumstances that existed before the insurance policy was purchased. Pre-existing conditions present unique considerations across insurance types. In life insurance, they could encompass a terminal illness diagnosed before obtaining the policy, while in … [Read more...] about Pre-existing Conditions: Insurance Insights
Ensuring stability amid illness or injury Disability insurance is crucial for financial stability, offering income protection if an individual cannot work due to illness or injury. Without it, individuals risk losing their primary income source, leading to financial hardship. This insurance helps cover essential expenses like mortgage payments and utilities, ensuring … [Read more...] about Safeguarding Financial Futures: Disability Insurance