Pre-existing Conditions in insurance outside of health coverage: Pre-existing Conditions: Refers to conditions or circumstances that existed before the insurance policy was purchased. Pre-existing conditions present unique considerations across insurance types. In life insurance, they could encompass a terminal illness diagnosed before obtaining the policy, while in … [Read more...] about Pre-existing Conditions: Insurance Insights
June 28 marks National Insurance Awareness Day, urging a thorough review of your insurance coverage to avoid being underinsured. Insurance provides essential security for loved ones and aids in recovering losses from damage, illness, or death. While insurance doesn't cover everything, it significantly alleviates financial burdens during crises. Remember to assess policies … [Read more...] about Know your Policies!
Are all life insurance policies the same? What’s the difference? There are different types of life insurance policies, and they fall into two main categories: term and permanent. Term policies– Like the name implies are good for a set period (term) of time. On the open market, these policies are usually purchased in 20- or 30-year term periods, and those provided by … [Read more...] about Benefit Spotlight: Life insurance
Do you understand the basics of life insurance and how much coverage you may need? This Article, provided by Corebridge Financial (Formally AIG), one of the University’s 403b providers, will help you review your life insurance needs. MSU offers a choice to ensure your life insurance coverage meets your family needs: Term Life, Accidental death and dismemberment … [Read more...] about Understand your life insurance needs
Do you know and understand your Policies? National Insurance Awareness Day, held annually on June 28 is a day designed to be a reminder to review your insurance policies and to take steps to prevent being underinsured. Insurance offers security, covering loved ones, and recovering losses in the event of damage, illness, or death. While insurance doesn’t cover everything, it … [Read more...] about National Insurance Awareness Day – June 28